TERMS OF SERVICE

Terms for using NarrativePlan.

These terms govern access to NarrativePlan and the purchase, preview and download of business-planning products.

Effective: October 25, 2026. NarrativePlan is operated by HSHS Business Consulting Ltd., British Columbia, Canada.

Accounts and authority

You must provide accurate account information, protect your credentials and be authorized to provide all project material. You are responsible for activity performed through your account.

The service

NarrativePlan organizes supplied information, performs research, develops assumptions and produces selected business-planning products. Outputs depend on the completeness, accuracy and timeliness of the available information and on the intended use identified for the project.

Client responsibility

You are responsible for reviewing generated products, confirming factual accuracy and obtaining any legal, tax, immigration, engineering, accounting, lending or investment advice needed for your circumstances. Do not rely on NarrativePlan as the sole basis for a regulated, financial or legal decision.

No approval or outcome guarantee

NarrativePlan does not make lending, investment, grant, immigration or regulatory decisions and does not guarantee financing, fundraising, approval, commercial performance or any other outcome.

Products, previews and downloads

Current products, packages, preview terms and prices are shown on the Pricing page and during checkout. A free preview is not a transfer of the downloadable product. A licence to use the completed document begins when the applicable download or package payment is completed.

Payment and taxes

Prices are stated in the currency shown at checkout. Applicable taxes may be added. Payments are processed by a third-party payment provider; NarrativePlan does not store complete payment-card details.

Intellectual property

You retain rights in the source materials you provide. Subject to payment, you may use and edit the completed deliverables for the project’s business purpose. NarrativePlan retains rights in its software, workflow, prompts, templates, quality system, methods and general know-how. Confidential client content will not be published as a sample without authorization.

Acceptable use

You may not use the service to violate law, infringe rights, misrepresent identity or evidence, distribute malware, probe security, interfere with other users or reverse engineer protected service components.

Availability and changes

We may modify, suspend or discontinue features for maintenance, security or product reasons. We will use reasonable efforts to avoid unnecessary disruption to paid work in progress.

Limitation

To the extent permitted by law, the service is provided without a guarantee that every output will be error-free or suitable for every decision. HSHS Business Consulting Ltd.’s aggregate liability relating to a purchased product will not exceed the amount paid for that product, except where applicable law does not allow that limitation.

Governing law

These terms are governed by the laws of British Columbia and the applicable federal laws of Canada, without limiting mandatory consumer rights that apply in another jurisdiction.

Contact

Questions about these terms may be sent to [email protected].